5 Holiday Shopping Mistakes to Avoid This Season

Failing to set a budget. Just as you need a budget to keep tabs on your … Setting a budget, but ignoring it. The fact that a good 65% of adults set a … Not maximizing your credit card rewards. Though credit cards often cause … Falling victim to so-called sales. There's nothing like the idea of saving … Losing your receipts. Many consumers are quick to toss out their receipts … See full list on fool.com

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5 Holiday Shopping Mistakes To Avoid This Season

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Nov 25, 2019 · A survey from Bankrate found that over 60% of Americans felt pressure to …

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Are You making a financial mistake during the holidays?

A significant financial mistake that people can make during the holidays is forgetting to spread the cost of holiday shopping over the entire year. Setting aside money each month to cover the cost of the next holiday season can help soften the financial blow. ...

Are holiday shopping mistakes common?

Holiday shopping mistakes are common but avoidable. Learn the steps you can take to avoid common pitfalls and have a successful holiday shopping season. ...

Do you make mistakes when buying gifts during the holidays?

As fun as shopping during the holidays can be, shoppers tend to make certain mistakes when buying gifts. Those mistakes can cost time and money. That's why it's important to have a plan that helps you avoid common holiday shopping errors like overspending and waiting until the last second. ...

Should you talk to a financial planner about holiday budgeting?

Kessler also suggests those who work financial planners speak with them about holiday budgeting. While we often think of these professionals as focused on retirement planning and wealth building, they are equally able to help clients with budgeting and cash flow issues. Shop early to avoid stock shortages and rising prices. ...

How can you reduce financial stress during the holiday season?

With gift spending making up the bulk of many people’s holiday costs, a key strategy to reduce financial stress may be to reduce the number of gifts you give. “Sometimes, we can have a cookie or dessert exchange with friends,” Kessler says. Perhaps you swap out individual gifts for a single experience that a larger group can enjoy. ...

How can you avoid overspending during the holiday season?

“The best way to minimize the possibility of overspending during the holiday season is to abide by the same advice you do year-round: Stick to your budget,” Courtney Mitchell, head of consumer deposit products and payments at TD Bank, said in an email. ...