Best 1-Year CD Rates for 2025 - CNET Money - CNET

A one-year CD is a timed deposit account that earns interest over one year. For example, if you open a one-year CD today, you’ll have access to the funds, penalty-free, in February 2025. Over the course of the year, you’ll earn a fixed rate of interest on your deposit. Like most CDs, it’s a low-risk way to earn a return, … See more


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Today's Best CD Rates - CNET

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2 days ago  · Today's CD Rates, Feb. 5, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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Don't Let High APYs Pass You By. Today's CD Rates, Feb. 6, 2025

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1 day ago  · Today's CD Rates, Feb. 6, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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Don't Sleep On APYs Up To 4.65%. Today's CD Rates, Jan. 27, 2025

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Today's CD Rates, Jan. 27, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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Maximize Your Earnings With APYs Up To 4.65%. Today's CD Rates …

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3 days ago  · CNET reviews CD rates based on the latest APY information from issuer websites. We evaluated CD rates from more than 50 banks, credit unions and financial companies.

cnet.com

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There's Still Time To Lock In A High APY. Today's CD Rates, Jan

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Today's CD Rates, Jan. 22, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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5 Best 1-Year CD Rates Of February 2025 (up To 4.40% APY) - CNBC

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6 days ago  · Best one-year CD rates of February 2025. Best for an early withdrawal: CIBC Bank USA - 4.21% APY; Best from a big bank: Marcus by Goldman Sachs® - 4.25% APY; Best for …

cnbc.com

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Don't Snooze On APYs Up To 4.65%. Today's CD Rates, Jan. 31, …

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Today's CD Rates, Jan. 31, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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Top CDs Today, Jan. 30, 2025 - Another Term Sees A Rate Increase, …

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Jan 30, 2025  · You can now earn more on a 1-year certificate, while the nation-leading 5.50% CD, with an 8-month term, is set to expire Friday. Other leaders pay mid- to upper-4% rates.

investopedia.com

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Act Now To Lock In Up To 4.65% APY. Today's CD Rates, Feb. 3, …

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4 days ago  · Today's CD Rates, Feb. 3, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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Best 1-Year CD Rates For February 2025: Up To 4.55% - Investopedia

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Jan 29, 2025  · The best 1-year CD rate right now is 4.55% APY from Credit Human—2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, …

investopedia.com

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Top CD Rates Today: January 31, 2025 - Bankrate

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Jan 31, 2025  · Best 1-year CD rates; Best 5-year CD rates ... Top CD rates today: January 31, 2025 | Leading APY remains 4.65% after Fed rate pause ... latest rates, different types of …

bankrate.com

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11 Best 1-Year CD Rates In January 2025 - TIME

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Dec 9, 2024  · Bask Bank offers a 1-year CD with an APY of . 4.25% and a minimum deposit requirement of $1,000.Interest is calculated daily. You can manage your Bask Bank account …

time.com

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Take Advantage Of High APYs Before They Disappear. Today's CD …

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22 hours ago  · Today's CD Rates, Feb. 7, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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Maximize Your Money With APYs Up To 4.65%. Today's CD Rates, …

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Jan 28, 2025  · Today's CD Rates, Jan. 29, 2025 ... 1 year: 4.45%: CommunityWide Federal Credit Union: ... Enter your information below to get CNET's partners' best rate for your area.

cnet.com

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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Less than 1 year: 90 days interest on the original principal balance at the interest rate in effect for the CD; 1 year to 5 years: 180 days interest on the original principal balance at the ...

cnbc.com

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CD Rates Could Change In 2025. Will They Still Be A Good Buy?

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Jan 8, 2025  · However, HYSA rates will likely decline in 2025 along with the Fed rate cuts. Money market accounts ... Best 3-Year CD Rates for February 2025: Up to 4.40%. Third Federal CD …

investopedia.com

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CD Rates Today: January 30, 2025—Take Home More Than 5

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Jan 30, 2025  · The average APY, or annual percentage yield, on a one-year CD is now 1.86%, down from 1.87% a week ago. Today's 2-Year CD Rates If you can hold out for two years, 2 …

forbes.com

FAQs about Best 1-Year CD Rates for 2025 - CNET Money - CNET Coupon?

Will CD rates fall in 2025?

CD rates have been falling as the Fed cuts the federal funds rate. Further rate cuts are expected in 2025, although the current outlook is less dramatic than originally predicted. CD rates are expected to decline in 2025, but some institutions will still offer above-average CD rates. ...

Are top-yielding CDs a good investment in 2025?

Experts are now forecasting just two rate cuts in 2025, down from the four that were originally expected. Top-yielding CDs offer the chance to lock in a rate now and earn up to half a percentage point or more above what you might earn in a high-yield savings account. ...

Are one-year CDs a good investment in 2024?

“One-year CDs are unusually competitive in 2024. Their best rates surpass three- and five-year CD rates. And, compared to high-yield savings accounts, one-year rates remain higher. “Because of one-year CDs’ popularity, you can be more choosy about the institution you want to leave your money with. ...

What is the best 1-year CD rate?

The best 1-year CD rate right now is 4.50% APY from several institutions—nearly 2.5 times the national average rate for a 12-month CD. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. 14, 2025. ...

How much does a one-year CD cost?

Based on CNET’s daily tracking, you can find one-year CD rates of over 5% at most online-only banks and credit unions. But if you shop around, you may find higher rates and banking features that align with your financial goals. When the year term ends, you can access your savings, plus interest, without penalty. ...

What is the average APY for a one-year CD?

In the last few weeks, the average APY for a one-year CD dropped from 5.24% to 5.07%, based on the banks we track at CNET. So, while APYs remain elevated, now’s the time to lock in a competitive rate. APYs as of Feb. 7, 2024. CFG Bank has CD terms ranging from six months to three years. There’s a minimum $1,000 deposit. ...

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