Best buy credit card suddenly slashed the limit? : r/CreditCards

So I'm totally new to credit cards. I only have the best buy card and a secured card through my credit union. Several years ago I got the BB card with a 1k limit. At the start of covid, they …

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Why Was My Best Buy Credit Card Credit Limit Lowered? - WalletHub

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May 9, 2024 · The Best Buy® Credit Card may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $500, and …

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Citi BestBuy Card Credit Increase But Ended Up Lowering Credit

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I requested to “increase by” $2k in addition credit. After it was done it said my credit was approved for $2k but the it said my limit was -$2k approx. I have a fairly good credit score it hovers just …

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What To Do If A Credit Card Issuer Lowers Your Credit Limit

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Jan 11, 2024 · For example, if you have $50,000 in combined credit spread among several cards, losing $1,000 of that credit limit on a single card won’t matter much. Your credit scores might …

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Best Buy Credit Card, Going Over Limit? : R/personalfinance - Reddit

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I recently got approved for a $1000 credit line with a Best Buy Credit Card. My desired purchase was $1075, so I called Best Buy Customer Service and tried for a credit limit increase, and …

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5 Things To Know About The Best Buy Credit Card - NerdWallet

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Sep 6, 2023 · A common offer is to receive a total 10% back in Best Buy points on your first day of purchases when you are approved for the card. That means if you’re spending $2,000 on your …

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Best Buy Credit Card Review - Should You Sign Up? [2024]

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Oct 14, 2024 · My Best Buy ® Visa ® Card. My Best Buy Credit Card. Main Benefits. 5% back in rewards (6% for Elite Plus) on Best Buy purchases and flexible financing options; 3% back in …

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5 Mistakes To Avoid With A Best Buy Credit Card - WalletHub

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Apr 10, 2023 · One of the Best Buy® Credit Card ’s signature features is 10% back in rewards on your first Best Buy purchase. Here’s the catch: You must make the purchase within 14 days of …

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FAQs about Best buy credit card suddenly slashed the limit? : r/CreditCards Coupon?

Does Best Buy have a credit limit?

Your credit score will play an important part in the credit limit decision. The Best Buy Store Card requires fair credit, and the Best Buy® Credit Card requires good credit. There are reports online of people receiving limits of up to $2,500 for the Best Buy Store Card and $1,200 for the Best Buy Store Card. ...

How do I increase my Best Buy store card credit limit?

You can request a Best Buy® Store Card credit limit increase online, through the Citibank mobile app, or by calling customer service at 1 (888) 574-1301. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Citibank has on file. ...

Will a Best Buy credit limit increase affect my credit score?

When you request a Best Buy® Credit Card credit limit increase, Citibank will conduct a soft pull of your credit report, which does not affect your credit score. However, some Best Buy® Credit Card credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. ...

Does the Best Buy credit card offer an automatic credit limit increase?

The Best Buy® Credit Card may offer an automatic credit limit increase if Citibank’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score. This answer was last updated on 09/20/24 and it was first published on 03/15/18. ...

How much money can you get with a Best Buy store card?

The Best Buy Store Card requires fair credit, and the Best Buy® Credit Card requires good credit. There are reports online of people receiving limits of up to $2,500 for the Best Buy Store Card and $1,200 for the Best Buy Store Card. You shouldn’t expect to get a higher limit with the store card, though. ...

Does Best Buy offer a credit score range?

Best Buy doesn't specify a credit score range for eligibility. But its offerings suggest you can qualify for at least some version of the card with less-than-great credit. In general: Closed-loop store cards are easier to get than open-loop cards, which is why many people with fair or average credit start with a store card. ...