Best CD Rates for February 2025: Up to 4.80% - Investopedia

Investopedia collects thousands of CD rates from hundreds of banks and credit unions every weekday. When ranking CD rates, we look at factors like term, early withdrawal penalty, and minimum opening deposit. We also research banks and credit unions to provide unbiased, comprehensive reviews to ensure our … See more

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Best CD Rates For February 2025: Up To 4.80% - Investopedia

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Best Bank CD Rates For February 2025 - Investopedia

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Jan 31, 2025 · For anyone looking to put $100,000 or more into a CD, you may find even better rates in our roundup of the best jumbo CD rates. Best 3-month bank CD: MutualOne Bank – …

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Top CD Rates Today, Feb. 6, 2025 - Investopedia

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22 hours ago · CD rates are holding firm, letting you lock in 4.75% for 8 months, or up to 4.60% until March 2026. Returns of at least 4.35% are available in every CD term up to 5 years.

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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Oct 28, 2020 · 12 best CD rates of February 2025: Up to 4.51% APY The best CD rates today rival those of high-yield savings — and you can lock yours in. Updated 5 Hours Ago.

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12 Best CD Rates Of February 2025: Up To 4.65% – Forbes Advisor

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

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Best CD Rates Of February 2025 - Up To 4.65% - Bankrate

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Jan 31, 2025 · Best CD rates from top banks for February 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 26 and Feb. 1. All other information is current as of …

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The Best CD Rates For February 2025 - The Wall Street Journal

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6 days ago · The Best CD Rates for February 2025. CDs can help you lock in a higher APY when interest rates are dropping. Written By . Martha C. White. ... (Bump-up CD): 4.25% ($500 …

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CD Rates Could Change In 2025. Will They Still Be A Good Buy?

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Jan 8, 2025 · Investopedia does not include all offers available in the marketplace. ... Best 3-Year CD Rates for February 2025: Up to 4.40%. Best 6-Month CD Rates for February 2025: Up to …

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Best 3-Year CD Rates For February 2025 - CNBC

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6 days ago · Best 3-year CD rates for February 2025 (up to 4.75% APY) Looking to grow a stash of cash safely over the next few years? These are the top three-year CDs. Updated Sat, Feb 1 …

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Top CDs Today, Feb. 4, 2025 - 11 Offers Still Guarantee

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2 days ago · Published February 04, 2025. Cecilie_Arcurs / Getty Images ... The best rates on multi-year CDs range from 4.35% to 4.45%. ... How We Find the Best CD Rates . Every …

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Capital One CD Rates: February 2025 - Investopedia

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Jan 31, 2025 · Capital One CD rates, with annual percentage yields (APYs) of up to 4.00%, are competitive with the best high-yield CDs. The bank also has no minimum deposit requirement …

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5 Best 5-Year CD Rates Of February 2025 (Up To 4.75% APY) - CNBC

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6 days ago · Best 5-year CD rates of February 2025 (up to 4.75% APY) Lock in a high interest rate for a long-term savings goal with one of these top five-year CDs. Updated Sat, Feb 1 2025.

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TD Bank CD Rates: February 2025 - Investopedia

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Jan 31, 2025 · TD Bank offers three different types of certificates of deposit (CDs)—a standard CD, a penalty-free CD, and a step-up CD—with a wide range of terms and rates of up to 4.00%.

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5 Best 1-Year CD Rates Of February 2025 (up To 4.40% APY) - CNBC

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6 days ago · Best one-year CD rates of February 2025. Best for an early withdrawal: CIBC Bank USA - 4.21% APY; Best from a big bank: Marcus by Goldman Sachs® - 4.25% APY; Best for …

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Some CDs Have Actually Boosted Their Rates. These Top

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1 day ago · Top CDs Today, Jan. 30, 2025 - Another Term Sees a Rate Increase, This Time for 1-Year CDs Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3-Month Rate in the …

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Citibank CD Rates: February 2025 - Investopedia

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Jan 31, 2025 · Citibank also offers a Step Up Rate CD with a 30-month term and a 0.05% to 0.15% APY, as well as a No-Penalty CD with a 12-month term, a 0.05% APY, both with a …

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Top CD Rates Today, Jan. 15, 2025 - Investopedia

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Jan 15, 2025 · Resuscitated for 2025, the highest-paying CD in the country lets you lock in 5.50% for 8 months, while more than a dozen others pay rates of 4.60% to 4.85%.

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FAQs about Best CD Rates for February 2025: Up to 4.80% - Investopedia Coupon?

Should you put money in a CD in 2025?

Although the central bank initially forecasted four rate cuts in 2025, analysts are now expecting only two cuts this year. Putting money in a CD now could help you lock in today’s rates for months or years, especially if you think they might drop further. What are the best CD rates? ...

Will CD rates stay flat in 2025?

Here are the current average rates as of Jan. 16, according to Bankrate's most recent survey of institutions: Looking into 2025, if the Fed keeps rates where they are or lowers them even more, CD rates could stay flat or decline slightly. That said, competition between banks could still create opportunities for slightly higher rates. ...

Is a 10 year CD better than a 5 year CD?

The best 10-year CD rates aren't necessarily higher than the best five-year CD rates, and locking up your money for a decade might not be in your best interest. Consider current CD rates as well as your savings goals — investing your money in mutual funds might be more worthwhile for a longer term. ...

What is the best CD rate?

The best CD rate right now is 5.50% APY available from Nuvision Credit Union for an 8-month term on deposits up to $5,000. All CDs and rates in our rankings were collected, verified, and available to open as of Jan. 15, 2025. Certificates of deposit (CDs) are fixed-interest accounts where you can deposit your money and then withdraw it later. ...

Will CD rates continue to fall in 2024?

The Federal Open Market Committee (FOMC) adjusts the Fed rate to manage inflation and stimulate the economy. In 2024, the FOMC instituted the first rate cuts since 2022, and experts predict that it will continue to cut rates in 2024. So, CD rates are likely to continue falling in 2025, but not as much as originally expected. ...

What are the best CD rates in January?

The best CD rates in January are continuing along the same downward trend they’ve been on since late last year. The best CD rates are currently around 4% APY for one-year terms and closer to 3.50% APY for three- and five-year terms, according to a NerdWallet analysis. ...