Do you prefer cashback or miles credit cards? : r/singaporefi - Reddit

So u may need multiple cards to ‘maximize’ your miles earning rate —> meaning managing cards from diff banks / different expiry of points & different pools to redeem miles from. Cash back …

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Credit Cards For Miles Or Cashback? : R/singaporefi - Reddit

6 days from now

Given that some miles cards give 4 miles per dollar for almost any spending whatsoever, you're looking at 6% cashback equivalent for an almost general use card. Even if you never fully …

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Miles Vs. Cash-Back Credit Cards: Which Is Best For You? - Forbes

6 days from now

What Is Cash Back? One popular type of credit card rewards is cash back, because it’s easy to understand and incredibly flexible. Depending on your specific credit card, the cash back you earn may be provided as a deposit to a linked bank account, as a statement credit toward your card balance … Types of Cash-Back Credit Cards Cash-back credit cardstypically come in two main variations. For customers who prefer simplicity, flat-rate cash-back cards keep things easy to understand. Flat-rate cards earn the same percentage on every purchase—typically 1% to 2% cash back on all spending. Tiered cards pro…

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Cashback Vs. Miles: Which One Should We Go For In Singapore?

6 days from now

Oct 28, 2024 · Ok, so you’ve saved yourself $1,450 using 54,000 KrisFlyer miles. In a world of 4 miles per dollar (mpd) credit cards in Singapore—which is basically what we should aim to be …

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Cash Back Vs. Miles: What Should You Get? - MoneyGeek

6 days from now

Nov 4, 2024 · If you bought an item worth $1,000 using a card with 1.5% cash back, you get $15 as cash back. Most card issuers let you transfer your cash back into a bank account or use it …

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Miles Vs Cashback Cards – Which Is Better? - Sgbudgetbabe.com

6 days from now

Recently I got frustrated because my favorite card for online shopping, the singpost-standchart card, is revising its Cashback for online shopping from 7% to 2% from the next billing cycle …

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Miles Vs Cashback For Low Spender - Taking Transfer Fee Into

6 days from now

The crucial issue is, the fees for transferring your points to miles. Essentially sets you back -$26.75. I actually think a good Cashback card can completely cover your flights (long or short …

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FAQs about Do you prefer cashback or miles credit cards? : r/singaporefi - Reddit Coupon?

Should you get a cashback or miles credit card?

If you’re looking for a straightforward way to save money, a cashback card may be the best choice. If you’re a frequent traveller or want to save money on travel expenses, a miles credit card may be the way to go. Overall, both cashback and miles credit cards can offer valuable rewards for spending. ...

What is the difference between a credit card and a miles credit card?

The cashback rate can vary depending on the card, and some cards may have a cashback cap or require you to spend a minimum amount each month to earn higher rates. On the other hand, miles credit cards allow you to earn miles for every dollar you spend, which can be redeemed for flights and other travel-related expenses. ...

Are miles credit cards a good option for frequent travelers?

Miles cards come with several advantages that cash-back credit cards don’t offer, which can make them a useful option for frequent travelers. For starters, miles credit cards offer the dream of earning and redeeming toward aspirational redemptions. ...

What is the difference between a cashback card and a miles card?

Cashback cards typically offer higher rewards for everyday expenses, such as groceries and petrol, while miles rewards cards offer higher rewards for travel-related expenses. Additionally, cashback cards often have lower annual fees, while miles rewards cards may offer additional perks, such as airport lounge access and travel insurance. ...

What are credit card miles?

When referring to credit cards, the term “miles” is often used interchangeably with “points” for any type of branded travel reward. This may include frequent flyer miles, hotel points or transferable bank rewards, such as American Express Membership Rewards, Capital One Rewards, Chase Ultimate Rewards or Citi ThankYou Points. ...

What's the difference between a generic miles card and a cashback card?

If you’re someone who just wants ONE card, a generic miles card will only give you 1+ mpd which means you’ll take forever to qualify for a free redemption. Oh but FYI, the same applies to cashback cards where you also get a miserable 1+% unlimited cashback…so this definitely cuts both ways! ...