What are the best High Yield Savings accounts? : r/personalfinance …

Ally and Marcus are good high yield savings accounts for Gen-Z. Keep in mind, you should have a primary bank or credit union for banking services. I use USAA, Ally, and Navy Federal for …

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How Do High Yield Savings Accounts Work? : R/personalfinance

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Finally, only a couple of years ago even "high"-yield savings accounts were paying 0.50%. Which is still 10x what a regular savings account offers, but 10x of nothing is still pretty much nothing. …

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What High Yield Savings Account Do You Use? : R/personalfinance

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5.5% at Juno. $10,000 limit. Their default rate is 5% but can be boosted if you get direct deposits. They also offer 5% debit purchase rewards at certain merchants. This is a checking account …

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High-yield Savings: Yay Or Nay? : R/personalfinance - Reddit

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A high yield savings account is simply a less crappy version of a savings account. Instead of getting 0.01% APY from Wells Fargo, you can get 2.1% APY from Ally. So if you have money …

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Experiences With Amex Savings Account : R/amex - Reddit

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I highly recommend it. Basically a savings account with a lottery aspect. Interest is paid monthly (0.20% APY) and you can win prizes every week. Prizes range from $0.10 to $10M. You get a …

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Are High Yield Savings Accounts Worth It Right Now? - Reddit

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I've had an emergency fund stored away into a high yield savings account for a while now. However over the course of the last two years the APY has dropped from 2% to 0.6%. This is …

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What Are The Best High Interest Savings Accounts? : R ... - Reddit

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Ally has been very good for us the rate is at 1.75% as of last week. I priced out Amex but Ally beat them by a lot. I have a checking account & savings account with them since you can zelle from …

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10 Best High-Yield Savings Accounts For November 2024 - Forbes

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1 day ago · The best high-yield savings account is Capital One 360 Performance Savings Account™, earning the top rating of 5.0 stars in our study. The account yields 3.90% and …

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American Express® High Yield Savings Review [2024]: Is It As …

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Nov 11, 2024 · The High Yield Savings Account from Customers Bank currently outperforms Amex with a 4.16% APY. 8 Like Amex, it has no monthly maintenance fees. It also only …

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FAQs about What are the best High Yield Savings accounts? : r/personalfinance … Coupon?

Is a high yield savings account a good investment?

A high yield savings account is good if you don't move your money around often because after 5 outgoing transactions a month you are charged a $10 fee. It's been refunded to me due to covid, but I'm not sure if that's forever. It’s a savings account with an interest rates “deemed” high. That’s it. ...

What is a good high yield savings account for Gen-Z?

Ally and Marcus are good high yield savings accounts for Gen-Z. Keep in mind, you should have a primary bank or credit union for banking services. ...

How do I compare high-yield savings account rates?

When comparing high-yield savings account rates, check if you need to keep a specific amount of money in the account to earn the advertised APY. Sometimes, banks will offer a high rate to attract customers, but that rate may only apply to those with a specific account balance. ...

How do I open an American Express® high yield savings account?

To open an account, most banks and institutions require a deposit of new money, meaning you can’t transfer money you already had in an account at that bank. Interest rate and APY are subject to change at any time without notice before and after an American Express® High Yield Savings Account is opened. ...

Why do people not move money into high yield savings accounts?

"Why doesn’t everyone move their money into high yield savings accounts if they’re FDIC insured?" Laziness. Lack of knowledge. Fear. Lack of convenience. There is literally no good reason not to. I've had HYSA's for almost a decade at this point. For the most part, it's because one is offered by retail bank and one is offered by an online bank. ...

What is the difference between high yield and low yield savings accounts?

High yield and low yield savings accounts have same type of government restrictions. Other details depend on the bank or credit union. Some banks like ally or discover are currently offfering a higher yield than many brick and mortar banks like Wells Fargo. Just read the terms of agreement and you will be fine ...