The Best CD Rates for January 2025 - CNET Money - CNET

Since APYs represent the yield you’ll earn for a year, CD terms shorter than 12 months typically have lower returns. Right now, short-term CDs have higher APYs than most long-term CDs. That means yo… See more

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Don't Miss Out On APYs Up To 4.70%. Today's CD Rates, Jan. 6, …

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22 hours ago · Today's best CDs offer up to 4.70% annual percentage yield, or APY. But APYs have been falling since the Federal Reserve started cutting interest rates in September, so the …

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Best 5-Year CD Rates For January 2025 - CNET Money - CNET

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Aug 1, 2024 · Rates for five-year CDs have been trending downward for months, but you can still lock in an APY as high as 4.60%. Best 5-Year CD Rates for January 2025 - CNET Money - …

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Top CD Rates Today, Jan. 6, 2025 - Investopedia

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11 hours ago · Top CD Rates Today, Jan. 2, 2025 - 5% CDs Are Now Dead Top CD Rates Today, Jan. 3, 2025 - The Highest APY in the Country Is Now 4.85% Top CD Rates Today, …

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Top CD Rates Today: January 2, 2025 - Bankrate

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4 days ago · Top CD rates today: January 2, 2025 | Leading 9-month APY falls to 4.45% ... offered for a three-month CD. The best rates on various terms are around triple the national …

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12 Best CD Rates Of January 2025: Up To 4.65% – Forbes Advisor

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4 days ago · Compare the Best CD Rates of January 2025 Summary of Best CD Rates of January 2025 ... PenFed Credit Union Money Market Certificates: Best 7-Year CD at 3.00% APY;

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Best CD Rates Of January 2025 (Up To 4.70%) - Bankrate

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Best CD rates from top banks for January 2025 Note: Annual percentage yields (APYs) shown were updated between Dec. 29 and Jan. 4. All other information is current as of Jan. 2.

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Best CD Rates In New Jersey Of January 2025 - USA TODAY

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Dec 19, 2024 · Bread Savings is a great option for individuals looking to earn more than a few crumbs with their cash. It has a solid 3.50% to 4.50% APY range on its three-month to five …

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Today’s CD Rates: January 3, 2025—Take Home More Than 5

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4 days ago · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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The Best CD Rates On The Market For January 2025 (up To 4.45% APY)

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5 days ago · Best CD rates for January 2025: 11 accounts offering 4.25% APY and up. ... However, CDs and money market accounts differ in a few key ways, including when it comes …

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Best CD Rates Today, January 1, 2025 (up To 4.25% APY) - Yahoo …

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6 days ago · Money market account rates today, January 5, 2025 (best account provides 5.00% APY) If you’re searching for today’s best money market account rates, we’ve narrowed down …

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Will CD Interest Rates Rise Again In 2025? Experts Weigh In

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Dec 16, 2024 · But from March 2022 to July 2023, the Federal Reserve raised interest rates 11 times, and by September 2023, the average APY for a 1-year CD shot up to 1.78% — and …

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Best CD Rates For January 2025: Up To 4.54% - NerdWallet

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Check out the best CD rates today at top online banks and credit unions. ... NerdWallet's Best CD Rates for January 2025: Up to 4.54% ... Most banks and credit unions insure your money in a …

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Today's Best CD Rates - CNET

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6 days ago · Open a CD account now to lock in one of these top rates and earn some extra cash. Start the New Year Off Right With APYs Up to 4.70%. Today's CD Rates, Dec. 31, 2024 - CNET

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Best CD Rates In New Jersey, NJ - January 2, 2025 - BestCashCow

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Compare the best One-year CD rates in New Jersey, NJ from hundreds of FDIC insured banks. ... January 6, 2025. 1 Year CD National Average : 0.55% ? Banks APY MIN MILES ? ... to earn, …

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FAQs about The Best CD Rates for January 2025 - CNET Money - CNET Coupon?

Will CD rates rise in 2025?

According to Robert Johnson, chairman and CEO of the Economic Index Associates, it's unlikely that CD rates will rise in 2025. "The outlook for CD rates is bearish, as the overwhelming sentiment of market participants is that rates will be markedly lower in the coming year than they are today," he says. ...

Will the Fed cut CD rates again in 2025?

However, in the second half of 2024, the Fed lowered the benchmark interest rate several times, and CD interest rates dropped once again — and many analysts expect the Fed to cut rates again in 2025. Given these expectations, is there a chance that CD rates could increase next year or will they fall further? ...

What is the average CD rate in 2021?

In June 2021, the average 12-month CD rate was just 0.12%. But from March 2022 to July 2023, the Federal Reserve raised interest rates 11 times, and by September 2023, the average APY for a 1-year CD shot up to 1.78% — and some of the best CD rates exceeded 5.50%. ...

What is the best rate on a 10-year CD?

The best rate on a 10-year CD right now is 4% at Apple Federal Credit Union, based on the banks we track at CNET. You’ll need to become a member of the credit union to take advantage of the offering, but it’s simple: You just need to open a checking or savings account first. ...

Why did CD rates rise in 2022 & 2023?

CD rates surged in 2022 and 2023 due to the Federal Reserve’s interest rate hikes aimed at curbing inflation. But rates plateaued in early 2024 as the Fed paused further increases. With the Fed lowering the federal funds rate since September 2024, CD rates are expected to decline for the rest of the year. ...

What are the highest CD rates today?

The highest CD rates today reach 5.37% APY, but the key is to find the best CD rate that matches a term that fits your financial needs. Also keep in mind that banks change yields all the time, depending on market conditions. As the Federal Reserve brings down borrowing rates, for instance, expect CD yields to fall. ...