Top CD rates today: January 16, 2025 | 2 highest APYs remain

Jan 16, 2025 · Competitive CD APYs trended downward throughout 2024 and are decreasing so far in 2025. For example, the highest one-year CD APY at the start of January 2024 was 5.66 …

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The Clock Is Ticking On High APYs. Today's CD Rates, Jan. 16, 2025

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Jan 16, 2025 · Today's top CDs earn up to 4.65% APY. APYs are falling after the Fed cut interest rates at its last three meetings. ... Today's best CD rates. Term: Highest APY* ... *APYs as of …

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Top CD Rates Today: Jan. 16 -- Up To 4.65% | GOBankingRates

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Jan 16, 2025 · Here are the best CD rates today. OPEN ACCOUNT. GROW YOUR WEALTH. Search. OPEN ACCOUNT. Banking. Learn. ... Top CD Rates Today: January 16 — Earn Up …

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CD Rates Today, January 16, 2025 (lock In Up To 4.35% APY)

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Jan 16, 2025 · Today, the highest CD rate 4.35% APY, offered by Synchrony on its 13-month CD. There is no minimum opening deposit required. Here is a look at some of the best CD rates …

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Top CD Rates Today, Jan. 16, 2025 - Investopedia

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Jan 16, 2025 · Top CD Rates Today, Jan. 22, 2025 - Lock In 5.50% Until Fall, or 4.55% Until 2026 Top CD Rates Today, Jan. 17, 2025 - Grab Surprise Higher APYs on 1- to 3-Year Guarantees …

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Best CD Rates For January 16, 2025 - AOL

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Jan 16, 2025 · Best CD rates for January 16, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.60% APY on six-month …

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CD Rates Today: January 15, 2025—Earn Up To 5.25% - Forbes

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Jan 15, 2025 · Today’s best interest rates on CDs (certificates of deposit) are as high as 5.25%. ... CD Rates Today: January 15, 2025—Earn Up To 5.25%. Published: Jan 15, 2025, 9:05am ...

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Top CD Rates Today: January 31, 2025 - Bankrate

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Jan 31, 2025 · Top CD rates today: January 31, 2025 | Leading APY remains 4.65% after Fed rate pause ... 4.16%: 2.03%: $315: 2-year: America First Credit Union: ... Estimated earnings …

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Here’s The Deal With That 9.5% CD — And 9 More CDs With The …

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Jan 27, 2025 · 10 highest-paying CDs of January 2025 Here are the 10 best rates for CDs in January 2025. All of these accounts are protected by either the Federal Deposit Insurance …

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CD Rates Today: January 30, 2025—Take Home More Than 5

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Jan 30, 2025 · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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The best CD rates today rival those of high-yield savings — and you can lock yours in. ... 12 best CD rates of February 2025: Up to 4.51% APY ... When ranking the top CDs, we looked at …

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Don't Snooze On APYs Up To 4.65%. Today's CD Rates, Jan. 31, 2025

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*APYs as of Jan. 31, 2025, based on the banks we track at CNET. Earnings are based on APYs and assume interest is compounded annually. **Weekly percentage increase/decrease from …

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Top CD Rates Today, Jan. 17, 2025 - Grab Surprise Higher APYs On …

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Jan 17, 2025 · Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading Rate, While 5.50% Is Offered for Two More Days Top CDs Today, Jan. 24, 2025 - Only 2 Offers Still …

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The Clock Is Ticking On APYs Up To 4.65%. Today's CD Rates, Jan.

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Jan 13, 2025 · Today's CD Rates, Jan. 13, 2025 ... You can earn up to 4.65% APY with today's top CDs. With APYs falling, the sooner you open a CD, the more interest you stand to earn. ...

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Top CD Rates Today: January 30, 2025 | Highest APYs Hold

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Jan 30, 2025 · Top CD rates today: January 30, 2025 | Highest APYs hold steady after Fed rate cut pause ... 4.16%: 1.96%: $315: 2-year: ... Recent trends in top CD rates. Competitive CD …

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Top CDs Today, Jan. 30, 2025 - Another Term Sees A Rate Increase, …

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Jan 30, 2025 · Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading Rate, While 5.50% Is Offered for Two More Days Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, …

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Top CD Rates Today: January 15, 2025 - Bankrate

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Jan 15, 2025 · Top CD rates today: January 15, 2025 | Leading APY falls to 4.51% ... 4.16%: 1.83%: $315: 2-year: America First Credit Union ... Estimated earnings are based on the …

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FAQs about Top CD rates today: January 16, 2025 | 2 highest APYs remain Coupon?

What was the highest one-year CD APY in 2024?

For example, the highest one-year CD APY at the start of January 2024 was 5.66 percent, whereas it was 4.40 percent on Jan. 16, 2025. Among the popular terms Bankrate monitors for this page, all rates saw steeper declines in the second half of 2024, as compared to the first half. ...

What is the average APY on a two-year CD?

Two-year CDs now have an average APY of 1.66%, the same as last week at this time. Within the last week, the highest rate on a three-year CD has been 4.65%, so you’ll want to shop around for that rate or something near it. ...

What is the highest APY on a CD?

The highest CD rate across terms is 4.51 percent APY, offered on a six-month CD. When shopping around, you can sometimes find rates three times the national averages. Competitive CD APYs may decrease further, especially if the Federal Reserve cuts rates again. Savers could still benefit from locking in high yields at this time. ...

Should apys be stabilized with a high-yield CD?

Holding the federal funds rate at a range of 4.25-4.5 percent could help stabilize APYs on competitive CDs, in turn. Bankrate monitors CD rates every weekday, and today’s top rates are listed in the table below, along with national average rates and the amount you’ll earn with $5,000 in a high-yield CD. ...

What are the best CD rates?

Some of the best CD rates today include, but are not limited to, CommunityWide Federal Credit Union, which offers the highest 6-month CD rate at 4.65% APY, and Bask Bank, which offers 4.65% APY on their 3-month CD. CDs are a type of savings account with a fixed interest rate and a set maturity date. ...

What are the best CD rates in 2023?

October 2023 saw the best CD rates push above 6%, while the leading rate is currently down to 5.50%. Compare that to early 2022, before the Federal Reserve embarked on its fast-and-furious rate-hike campaign. The most you could earn from the very best CDs in the country ranged from just 0.50% to 1.70% APY, depending on the term. ...