I feel like our mortgage lender is trying to pull a fast one on us

I'm not saying they don't lock rates. Of course they do. I'm saying the can't lock a rate without a completion date. If you try to lock in a rate further out than 60 days, even 30 days, it's an …

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FAQs about I feel like our mortgage lender is trying to pull a fast one on us Coupon?

Who is Dhi mortgage?

Our parent company, D.R. Horton, Inc., began as one man's vision over 30 years ago. Out of a dedication to making customers dreams of home ownership a reality, D.R. Horton has grown to become the nation's leading homebuilder. During this growth DHI Mortgage was created to provide additional one stop services for our D.R.... show more ...

How long can I lock my mortgage rate?

You can lock your rate for anywhere from 30 days to 120 days, depending on the lender. Some lenders offer rate locks for free, while others charge a fee. Others only charge a fee when you extend the mortgage rate lock period. ...

What is a mortgage rate lock?

A mortgage rate lock keeps your rate from changing for a certain period. Since mortgage rates change frequently, a rate lock helps protect you from those fluctuations, so you won’t pay more if prevailing market rates rise before you close on your loan. You can lock your rate for anywhere from 30 days to 120 days, depending on the lender. ...

Are Dhi mortgage & Dr Horton a good company?

DHI Mortgage/DR Horton are the worst. Communication is not an option with this company. I've had to call them to figure out what's going on! I have not been prioritized; these people don't deserve my business. ...

Should I get a 30-day or 60-day rate lock?

While 30-day and 60-day rate locks are the norm, you might be able to find longer options. It all depends on what the mortgage lender offers. Of course, you might have to pay a higher fee for a longer lock. In some cases, that can be an easily justified cost. ...

Are mortgage rate locks free?

Some lenders offer rate locks for free, while others charge a fee. Others only charge a fee when you extend the mortgage rate lock period. If you’ve been shopping around for a mortgage, you’ve already encountered one reality about interest rates: What you see today might be gone tomorrow. ...