When 40 Acres and a Mule Won t Do!: Retirement Is Not an Age, …

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What happened to 'forty acres and a mule'?

After 138 years, the stubborn myth of "forty acres and a mule" remains a political football and a sober reminder of the ex-slaves' broken hopes and shattered dreams. [ 234 ] By the 1870s, blacks had abandoned hope of federal land redistribution, but many still saw "forty acres and a mule" as the key to freedom. [ 235 ] ...

How many acres was a mule in the Civil War?

Forty acres and a mule was part of Special Field Orders No. 15, a wartime order proclaimed by Union General William Tecumseh Sherman on January 16th, 1865, during the American Civil War, to allot land to some freed families, in plots of land no larger than 40 acres (16 ha). ...

Is 4% a good asset mix for a retiree?

While that sounds like a reasonable asset mix for someone in retirement, I'm not sure that's exactly how my portfolio will look. The 4% rule also assumes that your expenses will stay the same throughout retirement -- hence the adjustments for inflation and nothing more. ...

How many acres was a freed family able to cultivate?

Sherman's Field Order 15, issued in January 1865, set forty acres as the maximum amount of land that freed heads of households might claim [...]. Nevertheless, freed families in the low country seldom attempted to cultivate land in lots as large or as regularly defined as forty acres." ...

Does the 4% rule make sense for retirement?

I Used to Think the 4% Rule Made Sense for Retirement. Here's Why I've Changed My Mind. The 4% rule has long been recommended by financial experts. Following it could allow your nest egg to last for 30 years. There are too many problems with the 4% rule for me to get on board with it. ...

Is the 4% rule a good way to manage retirement savings?

All told, the 4% rule is an easy solution for managing retirement savings. I'm not going to tell you that you'll go wrong by following it. But what I will tell you is that coming up with your own plan may not only better serve your needs, but allow you to enjoy retirement even more. ...