Accurate APR on Discover Pre Approval? - myFICO® Forums

May 23, 2020 · I went to the Discover Pre qual site as I was looking for a cashback card that matches my spend. I was pre approved for the cashback card with an 11.9% APR. It was not a …

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Accurate APR On Discover Pre Approval? - MyFICO® Forums

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May 23, 2020 · I went to the Discover Pre qual site as I was looking for a cashback card that matches my spend. I was pre approved for the cashback card with an 11.9% APR. It was not a …

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Discover Pre Approval APR's Reliable - MyFICO® Forums - 5927582

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Feb 22, 2020 · I used the Discover pre approval page to check if I qualified for anything. The cash back discover and the chrome came up with APR's of 14.9%. I was just curious if this is legit …

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Discover Offering A Non-Advertised 12mo 0% APR Promo

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JeffMO over on MyFico mentioned he chatted with Discover about available promos, and was offering a 12mo 0% APR promo. I did the same thing earlier today - asked about the 12mo 0% …

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Credit Score For Discover Cards: What Are The Requirements?

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Mar 4, 2024 · And, the Discover it® Cash Back also boasts a 0% introductory APR for 15 months on purchases and eligible balance transfers. Then, a standard rate of 18.74% - 27.74% …

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What Are The Chances Of Actually Getting Approved If You’re Pre ...

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The website says I’m pre approved for the student cards. I’ve applied before and I was denied before due to low income and no credit history. I now have about double the income ($15kish) …

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Discover Personal Loans: 2024 Review - NerdWallet

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Aug 15, 2019 · This is not a commitment to lend from Discover Personal Loans. Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for loan terms of …

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FAQs about Accurate APR on Discover Pre Approval? - myFICO® Forums Coupon?

Do all credit card issuers offer preapproval?

Not all issuers offer a preapproval opportunity, but if you’re considering a Discover card, you’re in luck. Exploring preapproval will help you determine which Discover card is right for your lifestyle and whether the issuer is likely to consider you eligible for a card. What is credit card preapproval and how does it work? ...

How do I get preapproved for a credit card?

Getting preapproved is a fairly easy process regardless of the route you take. Discover offers you the option to do it from the website, but there are a few other options to prequalify for the credit cards. Bankrate offers a CardMatch tool to easily help you find cards that you’re more likely to get approved for. ...

Will all applicants be approved for a Discover Card?

Whether it’s cash back, travel rewards, or even a secured card to build credit, Discover has something to meet your needs. But, not all applicants will be approved for all cards. There are no absolutes—ultimately the decision to approve you or not is at the discretion of the issuer. Here’s what you need to know when applying for a Discover card. ...

How do I know if a credit card is pre-approved?

One way to find out is to check if you have any pre-approval offers for a credit card before you apply. Did you know? If you’ve received a credit card offer that says “pre-approved,” that likely means your credit score and financial history match at least some of a card issuer’s criteria. How do I get pre-approved for a credit card? ...

Does pre-approval guarantee credit card approval?

It’s important to remember that pre-approval doesn’t always guarantee credit card approval. Once you apply for credit, the lender still must place a hard inquiry on your credit file, which can affect your credit. Pre-approval means the card issuer feels confident you can be approved for a credit card. Pre-approval gives you these benefits: ...

How do I prequalify for a Discover credit card?

Discover offers a prequalification tool on their website. There are other options to prequalify as well, such as through Bankrate's CardMatch tool. It is important to work on improving your credit score and reducing debt in order to increase chances of getting preapproved for a credit card. ...