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FAQs about Discount Contacts Cashback (6.06%) Miles/Points Reward () … Coupon?

Should you use a cash back or a points & miles card?

Maximizing points and miles cards can require juggling two or more cards, redeeming points through travel portals, navigating airline and hotel programs and sometimes transferring points to partner programs. If that all sounds overwhelming to you, then a simpler cash back card would be a better fit. Who should choose points and miles? ...

How do cash back rewards work?

Cash back rewards are earned whenever you use your credit card to pay for eligible purchases. Some cash back cards have a flat rate, such as 1.5% back, which means you’ll earn that same percentage back on all purchases. Other cash back cards offer bonus categories, so you might earn 3% back on groceries, 2% back on gas and 1% on everything else. ...

What is a points & miles card?

Each card varies as far as redemption choices, but in general, points and miles cards are aimed at people who want to save on travel expenses. Some points and miles cards offer general rewards, meaning you can redeem them for any type of travel, as well as for merchandise, gift cards or a statement credit. ...

Do cash back cards earn points?

Some cash back cards actually earn points (confusing, right?). Really, though, it just means your earnings are tallied as points rather than a dollar amount (one point usually equals 1 cent). ...

How much are points worth per mile?

So if a flight is $300, with $20 in fees and taxes and costs 25,000 points, your points value is 1.1 cents per mile. For hotel point value, the calculation is much the same, except you use the total cash price including taxes and fees. So if a night costs $189 or 30,000 points, the points value is 0.6 cents per mile. ...

How do I choose a points or miles card?

Points or miles cards can be ideal for once-per-year vacationers, business travelers and avid jetsetters alike. The key is choosing the type of card that will match your travel and spending style. For example, if you are loyal to one airline and fly multiple times per year, an airline card may make sense. ...