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FAQs about Readers Offer: 3% cash back | Offer.love Coupon?

What is a 3%+ cash-back credit card?

A 3%+ cash-back card is a rewards credit card that earns at least 3% in one or more spending categories and offers full-value cash redemptions. ...

How much does a 3% cash-back card earn?

Most 3% cash-back cards will earn just 1% on purchases that don’t fall within the card’s bonus categories. Ready-made for card combos. If maximizing card rewards excites you, you could supercharge your earnings by pairing two or more 3% cash-back cards or using a 3% cash back with a flat-rate cash-back credit card. ...

Which subprime credit cards offer 3% cash back?

We know of two subprime credit cards offering at least 3% cash back: A secured card from Bank of America and another from U.S. Bank. The Bank of America® Customized Cash Rewards Secured Credit Card allows you to rebuild your credit and simultaneously earn handsome cash back rewards. ...

Are 3% cash back credit cards right for You?

Credit cards that top out at 3% cash back or 3X points do not burden you with quarterly rotating bonus categories for you to activate. Nor do they have a bewildering half-dozen reward tiers for you to remember. For many consumers, credit cards with 3% rewards are just right. Keep reading — this article may convince you that you are one. ...

How does Bank of America 3% cash back work?

You select the merchant bonus category for the 3% cash back rate and can change to a different one each calendar month, just like the versions of the card reviewed above. Only this one requires a security deposit. Bank of America sets this card’s maximum credit limit based on your income, security deposit, and ability to pay your bill. ...