Top CD Rates Today: Feb. 5 -- Up To 4.65% | GOBankingRates

2 days ago · Rates are current as of Feb. 5, 2025. A History of Top CD Rates: 2010 to 2025. At this point, the economy being a rollercoaster is not news, so it’s not a shock that the landscape of CD rates has evolved significantly over the past decade. Sometimes in order to understand …

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Top CD Rates Today: Feb. 5 -- Up To 4.65% | GOBankingRates

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Top CD Rates Today: Feb. 7 -- Up To 4.65% | GOBankingRates

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16 hours ago · Top CD Rates Today: February 7 — Earn Up To 4.65% APY. February 7, 2025 . 7 min Read . Written by Caitlyn Moorhead. Edited by Elizabeth Constantineau. JLco - Julia …

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Top CD Rates Today: February 5, 2025 | Earn Up To 4.50% APY

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2 days ago · Discover today's top CD rates and gain insights on how economic trends impact your yield with Bankrate's expert analysis of CD products. ... Top CD Rates Today: February 5, …

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Top CD Rates Today, Feb. 5, 2025 - Investopedia

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1 day ago · CD rates are largely holding steady, with the opportunity to lock in 4.75% for 8 months, or up to 4.60% for 13 months. Returns of 4.35% or more are available in every CD term.

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Best CD Rates Of February 2025 - Up To 4.65% - Bankrate

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Jan 31, 2025 · Best CD rates from top banks for February 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 26 and Feb. 1. All other information is current as of …

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12 Best CD Rates Of February 2025: Up To 4.65% – Forbes Advisor

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4 days ago · 12 Best CD Rates Of February 2025: Up To 4.65%. ... We like that Quontic’s CDs pays top rates on its three-year CD and competitive yields all around. ... expect CD yields to …

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Top CD Rates Today: Feb. 6 -- Up To 4.65% | GOBankingRates

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1 day ago · Methodology: GOBankingRates analyzes deposit rates from banks and credit unions with nationwide availability. The best rates are identified from this group by focusing on annual …

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Today’s CD Rates: January 27, 2025—Earn 5% And Up - Forbes

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Jan 27, 2025 · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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Top CD Rates Today: February 4, 2025 | 4.50% Is Now The

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3 days ago · Explore the top CD rates today and learn how economic trends can affect your rate. ... Top CD rates today: February 4, 2025 | 4.50% is now the highest APY on any CD ... Bump …

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Top CD Rates Today: January 31 — Earn Up To 4.65% APY - MSN

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From 2022 onwards, rates surged, with the best CD rates exceeding 5.00%, largely due to the Federal Reserve’s response to inflation. By December 2023, some banks were offering rates …

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Top CD Rates Today: Jan. 30 -- Up To 4.65% | GOBankingRates

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Jan 30, 2025 · From 2022 onwards, rates surged, with the best CD rates exceeding 5.00%, largely due to the Federal Reserve’s response to inflation. By December 2023, some banks …

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Top CD Rates Today: January 27 — Earn Up To 4.65% APY - MSN

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From 2022 onwards, rates surged, with the best CD rates exceeding 5.00%, largely due to the Federal Reserve’s response to inflation. By December 2023, some banks were offering rates …

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Top CD Rates Today: Feb. 4 -- Up To 4.65% | GOBankingRates

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3 days ago · Here are the answers to some of the most frequently asked questions regarding CD accounts and the top CD rates today. What is the highest paying CD rate right now? As of …

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Top CD Rates Today: Jan. 2 -- Up To 4.65% | GOBankingRates

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Jan 2, 2025 · GOBankingRates Quick Pick. Today’s featured pick is the 2-year CD account offered by Amboy Direct. This account has an APY of 4.30%. With a required minimum …

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Top CD Rates Today: Feb. 3 -- Up To 4.65% | GOBankingRates

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4 days ago · By December 2023, some banks were offering rates of 5.30% or more on 12-month CDs. Although the Federal Reserve is cutting rates for the first time since 2020, investors still …

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Top CD Rates Today: Jan. 22 -- Up To 4.65% | GOBankingRates

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Jan 22, 2025 · GOBankingRates Quick Pick. Today’s featured pick is the 6-month CD account offered by CommunityWide Federal Credit Union. This account has an APY of 4.65%. With a …

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Top CD Rates Today: November 4 -- Earn Up To 5.25% APY

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Nov 4, 2024 · Although the Federal Reserve cut rates for the first time since 2020 in September 2024, investors still have access to much higher CD rates today compared to past years. …

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FAQs about Top CD Rates Today: Feb. 5 -- Up To 4.65% | GOBankingRates Coupon?

What are the best CD rates?

Currently, the best CD rates still earn above 4 percent APY. The top rate tracked by Bankrate is offered by Bask Bank for a 3-month term, and is just under three times higher than the national average of 1.75 percent on a one-year CD. CD rates remain high, but are projected to move lower. The Fed is predicted to continue cutting rates in 2025. ...

What is the highest APY rate on a CD?

Within the last week, the highest rate on a three-year CD has been 4.65%, so you’ll want to shop around for that rate or something near it. On a five-year CD, the highest rate today is 4.50%, the same as one week ago. APYs are averaging 1.58%, the same as this time last week. ...

What happened to CD rates?

Banks offered CD rates below 0.42%, a trend that persisted for several years as the economy recovered. Fast forward to the mid-2010s, and while rates began to inch up, they remained modest, barely crossing 0.60% for longer-term CDs by the end of 2019. ...

Which credit union has the highest paying CD rate?

As of Jan. 31, 2025, CommunityWide Federal Credit Union offers the highest paying CD rate at an APY of 4.65% for their 6-month CD. What should you consider when choosing a CD? When selecting a CD, consider factors like the term length, interest rate, minimum deposit requirements and the penalty for early withdrawal. ...

Do online banks offer higher CD rates?

Source: Curinos. Rates are based on a $25,000 minimum deposit. Data accurate as of January 10, 2025. As you can see from our winners, online banks tend to offer higher CD rates than traditional brick-and-mortar institutions, thanks in part to savings from not operating branches and the need to make a splash in the market to attract new customers. ...

Will CD rates stay flat in 2025?

Here are the current average rates as of Jan. 16, according to Bankrate's most recent survey of institutions: Looking into 2025, if the Fed keeps rates where they are or lowers them even more, CD rates could stay flat or decline slightly. That said, competition between banks could still create opportunities for slightly higher rates. ...