Top CD Rates Today: February 4, 2025 | 4.50% Is Now The

3 days ago · Today, we see drops in top rates for terms of three and six months, bringing those down to 4.50 percent APY and 4.45 percent APY, respectively. Yesterday, we saw a decrease in the top APY for a ...

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Top CD Rates Today: February 4, 2025 | 4.50% Is Now The

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Best CD Rates Of February 2025 - Up To 4.65% | Bankrate

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Jan 31, 2025 · Best CD rates from top banks for February 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 26 and Feb. 1. All other information is current as of …

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12 Best CD Rates Of February 2025: Up To 4.65% – Forbes Advisor

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

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Best CD Rates Today, February 4, 2025 | Fortune

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3 days ago · Top Business Schools; ... February/March 2025; ... CEO Initiative; Personal Finance · banks. You can earn up to 4.65% APY. Check out the best CD rates today, February 4, …

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Best CD Rates Of February 2025 - Deposit Accounts

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The best CDs available today offer rates ranging from 2.70% to 4.70% annual percentage yield (APY). The Federal Reserve cut ratesthree times in 2024 (September, November and December), which caused CD rates to start dropping. While the Federal Reserve does not directly set CD rates, it does control the federal funds rate. Commercial banks and credi...

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Top CD Rates Today, Jan. 2, 2025 - 5% CDs Are Now Dead

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Jan 2, 2025 · Top CDs Today, Feb. 4, 2025 - 11 Offers Still Guarantee 4.60% or More Top CDs Today, Feb. 3, 2025 - The Nation-Leading Rate Is Now 4.80% Top CDs Today, Jan. 30, 2025 …

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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The best CD rates today rival those of high-yield savings — and you can lock yours in. ... 12 best CD rates of February 2025: Up to 4.51% APY ... When ranking the top CDs, we looked at …

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Top CD Rates Today: January 31, 2025 | Leading APY Remains 4

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Jan 31, 2025 · Read up on leading CD rates today and the impact of economic trends on your savings. ... Top CD rates today: January 31, 2025 | Leading APY remains 4.65% after Fed …

bankrate.com

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Top CD Rates Today: Feb. 7 -- Up To 4.65% | GOBankingRates

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18 hours ago · Here are the answers to some of the most frequently asked questions regarding CD accounts and the top CD rates today. What is the highest paying CD rate right now? As of …

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Best CD Rates Of February 2025: Up To 4.70% - Newsweek

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Jan 26, 2025 · Discover the top CD rates, including terms and minimum deposit requirements. ... What Is the Highest-Paying CD Right Now? ... Best 6-month CD Rates of February 2025: Up …

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Top CD Rates Today, Feb. 5, 2025 - Leader Offers You A …

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1 day ago · Top CDs Today, Feb. 3, 2025 - The Nation-Leading Rate Is Now 4.80% Top CDs Today, Jan. 30, 2025 - Another Term Sees a Rate Increase, This Time for 1-Year CDs Top …

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This CD Still Yields 4.50%—here Are Today’s Best CD Rates On …

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18 hours ago · Today’s best CD rates: Earn up to 4.50%. Today’s highest CD rate of 4.50% is offered by several institutions, but we're highlighting Quontic Bank's 3-month CD thanks to its …

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CD Rates Today, February 2, 2025 (up To 4.35% APY) - Yahoo Finance

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6 days ago · Today, the highest CD rate 4.35% APY, offered by Sychrony Bank on its 13-month CD. There is no minimum opening deposit required. Here is a look at some of the best CD …

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Top CD Rates Today: January 8, 2025 | Earn Up To 4.55% APY

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Jan 8, 2025 · The highest CD rate across terms is 4.55 percent APY, offered on a six-month term. You'll find yields near 4.50% on various CD terms. Highest CD rates on some terms are at …

bankrate.com

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Top CD Rates Today, Jan. 3, 2025 - Investopedia

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Jan 3, 2025 · Top CDs Today, Feb. 4, 2025 - 11 Offers Still Guarantee 4.60% or More Top CDs Today, Feb. 3, 2025 - The Nation-Leading Rate Is Now 4.80% Top CDs Today, Jan. 28, 2025 …

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Top CD Rates Today, Jan. 7, 2025 - Lock In 4.85% Until October

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Jan 7, 2025 · Top CDs Today, Feb. 4, 2025 - 11 Offers Still Guarantee 4.60% or More Top CDs Today, Feb. 3, 2025 - The Nation-Leading Rate Is Now 4.80% Top CDs Today, Jan. 30, 2025 …

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Top CD Rates Today: January 9, 2025 - Bankrate

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Jan 9, 2025 · If you’re comfortable locking $10,000 into a one-year CD right now, and the CD earns 4.50 percent APY, it would earn around $450 in interest by the time it matures.

bankrate.com

FAQs about Top CD Rates Today: February 4, 2025 | 4.50% Is Now The Coupon?

What happened to CD rates in 2024?

In the aftermath of the Federal Reserve's three interest rate reductions in 2024, CD rates fell quickly. They've since leveled off in 2025 as the Fed has temporarily suspended further rate changes. The most lucrative CD rates currently available offer up to 4.50% APY. ...

Will CD rates stay flat in 2025?

Here are the current average rates as of Jan. 16, according to Bankrate's most recent survey of institutions: Looking into 2025, if the Fed keeps rates where they are or lowers them even more, CD rates could stay flat or decline slightly. That said, competition between banks could still create opportunities for slightly higher rates. ...

What are the best CD rates in 2023?

October 2023 saw the best CD rates push above 6%, while today the leading rate is down to 4.85%. Compare that to early 2022, before the Federal Reserve embarked on its fast-and-furious rate-hike campaign. The most you could earn from the very best CDs in the country ranged from just 0.50% to 1.70% APY, depending on the term. ...

What are the best CD rates?

Currently, the best CD rates still earn above 4 percent APY. The top rate tracked by Bankrate is offered by Bask Bank for a 3-month term, and is just under three times higher than the national average of 1.75 percent on a one-year CD. CD rates remain high, but are projected to move lower. The Fed is predicted to continue cutting rates in 2025. ...

What drove CD yields in 2022 & 2023?

The very rich CD yields in 2022 and 2023 were driven by a two-year-long series of Fed rate hikes. From March 2022 to July 2023, the FOMC raised the federal funds rate 11 times, taking it from zero all the way up to 5.25%-5.50%. ...

Does the Federal Reserve set CD rates?

While the Federal Reserve does not directly set CD rates, it does control the federal funds rate. Commercial banks and credit unions use the federal funds rate to determine their own interest rates on products such as deposit accounts, credit cards and loans. The current federal funds rate ranges from 4.25% to 4.50%. ...