Top CD rates today: January 31, 2025 | Leading APY remains 4

Jan 31, 2025  · Read up on leading CD rates today and the impact of economic trends on your savings. ... January 31, 2025 | Leading APY remains 4.65% after Fed rate pause ... offered for …


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Top CD Rates Today: January 31, 2025 | Leading APY Remains 4

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Jan 31, 2025  · Read up on leading CD rates today and the impact of economic trends on your savings. ... January 31, 2025 | Leading APY remains 4.65% after Fed rate pause ... offered for …

bankrate.com

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Top CD Rates Today: Jan. 31 -- Up To 4.65% | GOBankingRates

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Jan 31, 2025  · Top CD Rates Today: January 31 — Earn Up To 4.65% APY. January 31, 2025 . 7 min Read . Written by Caitlyn Moorhead. Edited by Elizabeth Constantineau. Delmaine …

gobankingrates.com

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CD Rates Today, January 31, 2025 (up To 4.35% APY Return) - Yahoo …

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Jan 30, 2025  · The best CD rates on the market for January 2025 (up to 4.45% APY) We identified the best CD rates and accounts available today based on interest rates, fees, and …

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12 Best CD Rates Of January 2025: Up To 4.65% - Forbes

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

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CD Rates Today, January 31, 2025 | Fortune

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Jan 31, 2025  · We’ve rounded up today’s highest available CD rates, many of which are above 4%. ... Invest in CDs now to get up to 4.65% APY. Here are the best CD rates for January 31, …

fortune.com

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CD Rates Today: January 30, 2025—Take Home More Than 5

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Jan 30, 2025  · One week ago, the best rate was the same. The average APY, or annual percentage yield, on a one-year CD is now 1.86%, down from 1.87% a week ago. ... Today’s …

forbes.com

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Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3 …

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6 days ago  · Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading Rate, While 5.50% Is Offered for Two More Days Top CDs Today, Jan. 30, 2025 - Another Term Sees a Rate …

investopedia.com

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Don't Snooze On APYs Up To 4.65%. Today's CD Rates, Jan. 31, 2025

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Jan 31, 2025  · Top CDs currently offer up to 4.65% annual percentage yield, or APY. Here are some of the highest CD rates and how much you could earn by depositing $5,000. Today's …

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Best CD Rates For January 31, 2025 - AOL

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Jan 31, 2025  · Best CD rates for January 31, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.40% APY with a $25,000 …

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Top CD Rates Today: Jan. 30 -- Up To 4.65% | GOBankingRates

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Jan 30, 2025  · Here are the answers to some of the most frequently asked questions regarding CD accounts and the top CD rates today. What is the highest paying CD rate right now? As of …

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Top CDs Today, Jan. 30, 2025 - Another Term Sees A Rate Increase, …

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Jan 30, 2025  · Top CDs Today, Feb. 3, 2025 - The Nation-Leading Rate Is Now 4.80% Top CDs Today, Jan. 28, 2025 - Choose From One of 14 Offers Locking In 4.60% or More Top CDs …

investopedia.com

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CD Rates Today: January 10, 2025—Earn 5% And Up - Forbes

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Jan 10, 2025  · One week ago, the best rate was a lower 5.02%. The average APY, or annual percentage yield, on a one-year CD is now 1.88%, the same as a week ago. ... Today’s CD …

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Top CD Rates Today, Feb. 5, 2025 - Investopedia

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1 day ago  · Top CDs Today, Feb. 3, 2025 - The Nation-Leading Rate Is Now 4.80% Top CDs Today, Jan. 30, 2025 - Another Term Sees a Rate Increase, This Time for 1-Year CDs Top …

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Top CD Rates Today, Jan. 3, 2025 - The Highest APY In The Country …

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Jan 3, 2025  · Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading Rate, While 5.50% Is Offered for Two More Days Top CDs Today, Jan. 30, 2025 - Another Term Sees a …

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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12 best CD rates of February 2025: Up to 4.51% APY The best CD rates today rival those of high-yield savings — and you can lock yours in. ... For CD term 7 to 31 days, penalty amount is all …

cnbc.com

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Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, …

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Jan 10, 2025  · Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3-Month Rate in the the Lead Top CDs Today, Jan. 28, 2025 - Choose From One of 14 Offers Locking In 4.60% or …

investopedia.com

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Top CD Rates Today, Jan. 7, 2025 - Lock In 4.85% Until October

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Jan 7, 2025  · Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3-Month Rate in the the Lead Top CDs Today, Jan. 29, 2025 - 3-Month Term Has New Leading Rate, While 5.50% …

investopedia.com

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Top CD Rates Today, Jan. 16, 2025 - 15 Choices For Locking In …

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Jan 16, 2025  · Top CD Rates Today, Jan. 22, 2025 - Lock In 5.50% Until Fall, or 4.55% Until 2026 Top CD Rates Today, Jan. 17, 2025 - Grab Surprise Higher APYs on 1- to 3-Year Guarantees …

investopedia.com

FAQs about Top CD rates today: January 31, 2025 | Leading APY remains 4 Coupon?

What is the average APY on a CD?

Two-year CDs now have an average APY of 1.66%, a fall from 1.67% last week at this time. Within the last week, the highest rate on a three-year CD has been 4.65%, so you’ll want to shop around for that rate or something near it. On a five-year CD, the highest rate today is 4.30%. ...

What is the highest APY on a CD?

Today's top CD rate across terms is 4.65 percent APY, offered for a three-month term. Highest CD rates on some terms are around triple the national averages. Recent Federal Reserve rate cuts have prompted lower APYs on CDs, although competitive APYs remain higher than they’ve been in more than a decade, outside the current rate cycle. ...

What was the highest one-year CD APY in 2024?

For example, the highest one-year CD APY at the start of January 2024 was 5.66 percent, whereas it was 4.40 percent on Jan. 28, 2025. Among the popular terms Bankrate monitors for this page, all rates saw steeper declines in the second half of 2024, as compared to the first half. Here are some terms you’ll likely come across when choosing a CD. ...

Are competitive CD apys decreasing in 2025?

Competitive CD APYs trended downward throughout 2024 and are decreasing so far in 2025. For example, the highest one-year CD APY at the start of January 2024 was 5.66 percent, whereas it was 4.40 percent on Jan. 28, 2025. ...

What are the best CD rates in 2023?

October 2023 saw the best CD rates push above 6%, while the leading rate is currently down to 4.85%. Compare that to early 2022, before the Federal Reserve embarked on its fast-and-furious rate-hike campaign. The most you could earn from the very best CDs in the country ranged from just 0.50% to 1.70% APY, depending on the term. ...

What is the best interest rate for a 2-year CD?

One week ago, the best rate was a lower 5.02%. The average APY, or annual percentage yield, on a one-year CD is now 1.88%, the same as a week ago. If you can hold out for two years, 2-year CDs today are being offered at interest rates as high as 4.52%. The top rate last week at this time was a similar 4.52%. ...

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