US Bank Smartly Visa vs BofA Plat Honors: crunching the numbers

Sep 9, 2024  · USB Smartly Visa is a 4% card. BofA UCR is 2.625% with Plat Honors. Difference = 1.375%. To overcome the $950 SUB deficiency, one will need to spend $69K on the US Bank …


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US Bank Smartly Visa Vs BofA Plat Honors: Crunching The Numbers

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Sep 9, 2024  · USB Smartly Visa is a 4% card. BofA UCR is 2.625% with Plat Honors. Difference = 1.375%. To overcome the $950 SUB deficiency, one will need to spend $69K on the US Bank …

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US Bank 4% Smartly Visa Credit Card - Bogleheads.org

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Sep 5, 2024  · Re: US Bank 4% Smartly Visa Credit Card. by Harmanic » Thu Sep 05, 2024 8:40 pm. $100,000 or more to earn a total of 4 Points per $1 (a base of 2 Points plus the Smartly …

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US Bank 4% Smartly Visa Credit Card - Page 3 - Bogleheads.org

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Sep 21, 2024  · There's a separate fee waiver for IRA and Brokerage accounts if your combined household balance is over $250,000. Note that the Smart Rewards tiers only totals accounts …

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US Bank Smartly Visa Signature Card: 4% Cash Back?!

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Nov 14, 2024  · Bottom line. The new no annual fee US Bank Smartly Visa Signature Card offers 2% cash back. While that’s pretty good, what makes this card exceptional is that it offers up to …

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Guide To The U.S. Bank Smartly™ Visa Signature® Card: Great Cash …

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Nov 13, 2024  · The most obvious comparisons to the Smartly Visa are the 2.62% everywhere you can get with the Bank of America® Unlimited Cash Rewards credit card and Platinum Honors …

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U.S. Bank Smartly Visa Signature Credit Card

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These rewards are earned as "Points", and U.S. Bank will credit your U.S. Bank Smartly™ Visa Signature® Card with 2 Points for every $1 in eligible Net Purchases. You may earn additional …

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5 Things To Know About The U.S. Bank Smartly™ Visa Signature® …

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Nov 11, 2024  · The U.S. Bank Smartly™ Visa Signature® Card is a new cash back credit card that offers 2% back on everyday purchases with no annual fee. But, much like programs …

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US Bank Smartly Credit Card Review: Up To 4% Cash Back W/ …

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Nov 12, 2024  · US Bank recently announced the US Bank Smartly Visa Signature Card, a new rewards credit card that offers up to 4% cash back on all purchases, if you have enough …

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(Update) U.S. Bank To Launch 'Smartly Visa Signature Card' Earn …

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Oct 13, 2024  · If one goes for the route of $100k+ assets in the U.S. Bank investment account, there will be a charge of $50/year. In this sense, comparing to the 2.625% unlimited cash back …

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New US Bank Smartly Visa - Up To 4% Cash Back - Page 10

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ChatGPT: U.S. Bank is set to launch the Smartly™ Visa Signature® Credit Card soon, offering up to 4% cash-back on purchases for qualifying customers. Although the official date for …

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New US Bank Smartly Visa - Up To 4% Cash Back - MyFICO® Forums

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Re: New US Bank Smartly Visa - up to 4% Cash Back. I'm really, really considering this card. I don't mind going first. I just need to know there is a way to earn the same or more than the …

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New U.S. Bank Smartly Card Earns Up To 4% Cash Back Everywhere

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Sep 9, 2024  · The U.S. Bank Smartly Card Will Earn a Flat 2% to 4% Cash Back. The forthcoming no annual fee U.S. Bank Smartly™ Visa Signature® Card * earns a straightforward and …

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US Bank 4% Smartly Visa Credit Card - Page 5 - Bogleheads.org

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Dec 24, 2009  · To be fair, you do have to spend $4k on the card to pick up the $600 bonus. Total bonus value opening these new accounts: $1250 ($600 non-taxable!) Bonus value for a new …

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New US Bank Smartly Visa - Up To 4% Cash Back - MyFICO® Forums

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Sep 3, 2024  · Re: New US Bank Smartly Visa - up to 4% Cash Back. Based on a quick read of the fine print it looks like you only need a $25 balance in a Smartly Savings account; beyond …

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U.S. Bank Launches Smartly Visa Credit Card - CNBC

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Nov 13, 2024  · An uncapped 2% cash back everywhere alone makes the U.S. Bank Smartly™ Visa Signature® Card worth looking at. ... and qualify for the highest Platinum Honors Tier, …

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New U.S. Bank Smartly Card Offers Up To 4% Cash-Back

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Nov 12, 2024  · Earn a 50% bonus, boosting your cash-back rate to 3% on all purchases, with a qualifying balance between $50,000 to $99,999. Earn a 75% bonus, boosting your cash-back …

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US Bank 4% Smartly Visa Credit Card - Page 4 - Bogleheads.org

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Sep 30, 2024  · Compared to BoA it's an extra $137.50 per $10k of spend ($400 @ 4% vs $262.50 @ 2.625%). Ordinarily I won't even consider opening a new card for less than a $500 sign-up …

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FAQs about US Bank Smartly Visa vs BofA Plat Honors: crunching the numbers Coupon?

What is a US Bank smartly card?

The U.S. Bank Smartly™ Visa Signature® Card * is a flat-rate cash-back card that earns more when you pair it with a U.S. Bank Smartly Savings Account. The card has four reward tiers ranging from 2% to 4%, with the rate determined by your qualifying balance across all your U.S. Bank accounts. ...

Does the US Bank smartly Visa Signature card offer cash back?

The U.S. Bank Smartly Visa Signature Card has four tiers of cash-back rates, based on your combined balances across all your qualifying U.S. Bank accounts and whether you have a U.S. Bank Smartly Savings Account. At the time of writing, the U.S. Bank Smartly Visa Signature Card doesn’t list any additional benefits beyond cash back on purchases. ...

How much money can you earn with a US Bank smartly card?

That’s a solid flat earning rate, but it’s still not as good as the 3% or 4% cash back you can earn with the U.S. Bank Smartly Card. Plus, you only need combined deposits of at least $5,000 to reach the card’s 2.5% cash-back tier, while you need combined balances of at least $20,000 to reach the first tier—Gold—of the Preferred Rewards program. ...

Does the smartly Visa Signature Card have an annual fee?

Update 9/8/24: Reports are that the card will have no annual fee and will have no welcome bonus. Original Post 9/3/24: U.S. Bank is set to launch the Smartly Visa Signature card and this will earn up to 4% back on all purchases. Card details as follows: Earn up to an additional 2% cash back when paired with a U.S. Bank smartly savings account. ...

How much cash back does a smartly Visa Signature card earn?

The U.S. Bank Smartly Visa Signature Card earns cash back at a flat rate on all purchases, with no bonus categories. But the actual rate varies depending on several factors. All cardholders can earn unlimited 2% cash back at a minimum, regardless of whether they have other accounts with U.S. Bank. ...

What credit score is a smartly Visa card good for?

As with most U.S. Bank cards, the Smartly Visa Card will be geared toward those with good to excellent credit (FICO scores 670 and above). While we don’t know all of the details for this card yet, an uncapped 2% cash back everywhere alone makes the U.S. Bank Smartly™ Visa Signature® Card worth looking at. ...

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