Why did Lowes reject my credit card application when I have

Why did Lowes reject my credit card application when I have excellent credit? Credit Scratching my head over this. Just bought a house and want to fence in the backyard ASAP. Lowes guy said he could offer 24 months 0% financing if we applied for a Lowes credit card. We could pay for …

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Why Did Lowes Reject My Credit Card Application When I Have

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LOWES (Synchrony) - DENIED - Inquiry Sensitive (?) - MyFICO® …

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Jan 3, 2019 · Closed my $25k Lowes card and have not looked back. Can walk across the street for a bottle of Windex rather than driving to Lowes to keep a card active. But now I have $22k …

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FAQs about Why did Lowes reject my credit card application when I have Coupon?

Why is my credit card application denied?

Here are the most common reasons why credit card applications are denied and steps you can take to position yourself for future approval: Credit cards are often denied because the applicant’s credit score is too low. ...

How do I get my Lowes credit card reconsidered?

Find out which bank issues the credit card, and call their reconsideration line to ask. Ohh good idea. I tried calling the Lowes credit people but they told me they were not allowed to tell me over the phone. For the Lowe’s card that’s Synchrony bank. They do a lot of retailer cards. Synchrony is also very easy to get accepted. ...

Why was my credit card rejected?

Here are common reasons for rejection: Limited credit history: If you're building credit from scratch, you might not qualify for most rewards and low-interest cards. Instead, start with a student card, store card or secured card. ...

How do I reapply for a Lowe's credit card?

Call Lowe's credit card toll free phone number and inquire with a real live person. They will usually let you reapply over the phone. You will get a decline notice in the mail. On that decline notice is an address where you can request the specific reason why you were declined, that will answer your question. Sadly you'll have to wait 30-60 days. ...

Can a thin file get a Lowes card denial?

Very thin file could get a denial perhaps. My scores are only mid-600's with a BK7 and my Lowe's is at 12k, and I burned Synchrony in BK. Revolving credit lines 125k. 01-15-2017 11:13 AM I currently have a Fico score from Experian of 806 and TU a score of 790 and was denied a Lowes card yet have an unsecired Wells Fargo card. ...

Why was my credit card application declined?

If your application for new credit was declined, it may be that your credit scores don't fit the requirements for the card you applied for. Your credit scores are an indication to prospective lenders as to how risky it would be to lend you money. And in general, premium credit cards will have the most stringent credit score requirements: ...